Banking-as-a-Service stories
Monzo's retreat from America will close customer accounts by June, while Revolut is seeking direct access to deposits and loans in the US.
Businesses holding about USD $200 billion in stablecoins can now spend them through Visa and Mastercard cards via one Nium API.
Solana unveils an API-based developer platform for banks and payment firms, backed by Mastercard, Worldpay and Western Union pilots.
OpenAI selects Brex to run global spend and finance operations, as automation tools vie to serve the fast-growing AI sector's complex needs.
European fintech is maturing as G+D's Sofiane Chouane charts a future shaped by stricter regulation, AI, and bank-startup partnerships.
Australian fintech Vivi unveils AI-native money platform on Pismo with Visa debit card, FX features and high-interest savings tools.
Tempo launches Mainnet and unveils Machine Payments Protocol to automate stablecoin and card payments between AI agents and online services.
Circles partners with Airwallex to plug embedded banking into CirclesX, letting telcos launch financial services across more than 70 markets.
Circles.Life rolls out Zerofy Cashback Card in Singapore, touting instant, uncapped rewards on global spend via Airwallex and Visa.
Wise wins full Thai licences to launch cross-border wallets and cards, challenging banks in a USD $9.46 billion remittance market.
Unlimit appoints Irene Skrynova CEO of global payments to unify its processing, product and tech as it pivots to financial infrastructure.
Businesses will be able to track vehicle costs in real time as Visa and Westpac replace closed-loop fuel cards with mobile digital credentials.
Companies needing round-the-clock cash management can now settle fiat and crypto through SoFi’s regulated bank, alongside its new stablecoin rails.
Retail savers will keep FSCS protection as Monument moves up to GBP £250 million of deposits on to the Midnight blockchain.
Sole traders can now earn tax-free interest on instant-access savings as Tide broadens its app beyond business banking.
SumUp adds Upvest-powered in-app investing in Germany, letting small firms put EUR €1 into fractional money market funds via its app.
Open banking has swiftly evolved from a regulatory fix into core UK infrastructure, transforming payments, lending and everyday money management.
Barclays and Sage are teaming up to link banking with cloud accounting, aiming to slash admin time for UK small firms as tax rules tighten.
Metro Bank teams up with Equals Money to offer FX forwards, helping UK business customers lock in exchange rates and manage currency risk.
MANTL and MeridianLink are partnering to integrate digital loan applications with back-end origination, targeting banks and credit unions.